Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency exclusively dedicated to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct risks and challenges faced by businesses in this dynamic industry, and our mission is simple: to provide tailored insurance solutions that protect your investment, safeguard your livelihood, and allow you to focus on what you do best – building, repairing, and creating.
Why Contractors Need Specialized Insurance
General liability insurance is a must for virtually any business, but contractors face additional exposures. Construction sites involve heavy equipment, materials, subcontractors, and complex projects. Errors and omissions can occur, leading to property damage or personal injury. General liability might not fully cover the specific risks inherent to construction, such as equipment breakdown, vehicle accidents involving job sites, or contractual issues. This is where specialized contractor insurance becomes essential.
Our Core Services for Contractors in Phoenix
At The Contractor's Choice Agency, we focus on the insurance needs specific to your trade. While we offer comprehensive commercial insurance packages, our expertise lies in ensuring your core contractor insurance needs are met:
1. General Liability Insurance: This is the foundation for most contractors. It protects your business against claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injury occurring on your job sites or due to your business operations within Maricopa County.
2. Builder's Risk Insurance: This specialized coverage is crucial during the construction phase of a project. It protects the structure being built, as well as materials and equipment on the site, against perils like fire, vandalism, windstorm, water damage, and more. We help you navigate the complexities of builder's risk policies to ensure your project is adequately protected.
3. Commercial Property Insurance: This covers your business's physical assets – your tools, equipment, vehicles, and potentially your place of business (if applicable) – against damage or loss from covered perils like fire, theft, or natural disasters. We assess the value of your assets accurately to ensure you're financially protected.
4. Workers' Compensation Insurance: This is often a legal requirement in Arizona for businesses with employees. It provides crucial medical coverage and wage replacement benefits for employees injured on the job. We can assist in selecting the appropriate coverage levels and understanding the specific requirements for contractors operating in Maricopa County.
5. Errors & Omissions (E&O) Insurance: Also known as Professional Liability Insurance, this protects you against claims of negligence, mistakes, or failure to perform services according to agreed specifications. This is vital for contractors, architects, engineers, and subcontractors.
6. Inland Marine Insurance: This covers movable property while in transit or while off the premises, such as tools, equipment, and valuable papers stored at your Phoenix location.
7. Cyber Liability Insurance: In today's digital age, contractors who handle sensitive client data or use digital platforms for business operations should consider protection against data breaches, cyber attacks, and associated liabilities.
Why Choose The Contractor's Choice Agency at 4435 E Chandler Blvd?
Choosing an insurance provider who understands your industry is invaluable. We are not just selling policies; we are offering dedicated support for contractors right here in Phoenix. Our team possesses deep knowledge of the construction industry and the specific insurance regulations affecting businesses in Arizona.
We pride ourselves on personalized service. We take the time to understand your specific business operations, project types, and risk exposures. This allows us to craft insurance solutions that are not just compliant but truly protect your business effectively. We offer competitive rates tailored to contractors in the Phoenix area, ensuring you get the best value for the protection you need.
Our goal is to be your trusted insurance partner, providing expert guidance, reliable service, and comprehensive coverage solutions designed specifically for contractors operating from our Phoenix location. We are committed to helping you navigate the complexities of insurance so you can confidently pursue your projects and grow your business.
Ready to get the right insurance coverage for your contracting business in Phoenix? Contact The Contractor's Choice Agency today. Visit our website at https://contractorschoiceagency.com/ or call us directly at 844-967-5247. Let us help you build a safer, more secure future for your company right here in the heart of Arizona.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you work with?
A1: We work with a wide range of contractors operating from our Phoenix location, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, painting, etc.), construction managers, remodelers, and subcontractors. Our focus is on businesses involved in building, repairing, or modifying structures or systems.
Q2: Do I need more than just general liability insurance?
A2: Yes, contractors typically need a broader suite of insurance. Builder's Risk, Workers' Compensation, E&O, and Inland Marine are often essential depending on your specific business activities and project types. We assess your needs and recommend the appropriate combination of coverages to protect your Phoenix-based business effectively.
Q3: How does the claims process work for contractors?
A3: Our claims process is designed to be straightforward and supportive for contractors. If an incident occurs, you should contact our claims department immediately. We guide you through the process, investigate the claim thoroughly, and work to ensure you receive the necessary support and financial recovery without disruption to your business operations in the Phoenix area.
Q4: Can you help me find the best insurance rates for my contracting business in Phoenix?
A4: Absolutely. We specialize in contractor insurance and leverage our industry knowledge and relationships to source competitive quotes from reliable insurance carriers. We analyze your specific risks and business profile to find you the most appropriate and cost-effective coverage solutions tailored for contractors operating right here in Phoenix.
Q5: Do you offer assistance with understanding insurance requirements for new contractors in Arizona?
A5: Yes, we offer guidance for new contractors establishing their business in the Phoenix area. We can help you understand the essential insurance requirements mandated by Arizona law (like Workers' Compensation) and industry best practices, ensuring you set up your business with a solid foundation of protection from our Chandler Blvd location.